Current Research & Grants

View my research on my SSRN Author page:


Current as of January, 2018

Research Interests: financial education & socialization, consumer financial decision-making, behavioral economics/finance, program evaluation, student debt, & under-annuitization.

Dissertation: Three manuscripts on financial socialization, financial decision-making, and financial well-being.


Hensley, B. J., Jurgenson, J. B., & Ferris, L. A. (2017). Combining Adult Education and  Professional Development Best Practice to Improve Financial Education Teacher Training, Journal of Financial Counseling and Planning, 28(1), 33-48.

Guillemette, M. A. & Jurgenson, J. B. (2017). The Impact of Financial Advice Certification on Investment Choices, Journal of Financial Counseling and Planning, 28(1), 129-139.

Guillemette, M. A., Jurgenson, J. B., Sharpe, D. L., & Zhang, X. The Impact of Framing on the Stated Demand for Longevity Annuities. (in progress)

Bartholomae, S., Kiss, D. E., O’Neill, B., Worthy, S., Kim, J., & Jurgenson, J. B. Human Capital Investment and Gender: An Experimental Approach to the Perceived Value of a College Degree and Student Loan Borrowing. (in progress)

Jurgenson, J. B. & Bartholomae, S. Who Remembers and Benefits from Student Loan Entrance Counseling? A Multilevel Analysis. (Utilizes the Study on Collegiate Financial Wellness, in progress)

Jurgenson, J. B., Kim, J., & Jasper, A. M. The Long-term Effects of Financial Strain in Single African-American Mothers. (in progress)

Jurgenson, J. B. The Impact of Youth Financial Socialization on Adult Financial Decision-making and Financial Well-being. (Utilizes the Consumer Financial Protection Bureau’s Financial Well-being in America dataset, in progress)

Research Contributions:

            Quittman, L. M., Shockey, S. S., & Jurgenson, J. B. (2015, February). Hands-On Learning to Build Financial Habits: Research and Resources on Child Savings. Available on the U.S. Department of the Treasury’s Financial Literacy and Education Commission (FLEC) website.

Research-based Internships:

            Graduate Internship – Program Assistant

            Consumer Financial Protection Bureau (CFPB), Washington, DC

            Division of Consumer Education & Engagement

            Office of Financial Education                                                                        2017-2018



           Graduate Research Fellow

           National Endowment for Financial Education (NEFE), Denver, CO

           Director: Billy J. Hensley, Ph.D.                                                                    2015-2017

Grant Involvement:

As member of grant proposal team:

            Iowa State University, Ames, Iowa

            Department of Human Development & Family Studies

            Jump$tart Financial Foundation for Educators (J$FFE)

            Initiative: Evaluating Student Outcomes ($150,000) (not funded)                2017


            Iowa State University, Ames, Iowa

            Department of Human Development & Family Studies

            Student Outcomes Following FutureSmart® Programming:

            Implementation Factors Influence on Short-Term and Long-

            Term Financial Literacy Learning ($885,549) (not funded)                         2017


As sole grant applicant:

           Iowa State University, Ames, Iowa

           Graduate and Professional Student Senate (GPSS)

           Professional Advancement Grant

           Academic Research Colloquium for Financial Planning

           and Related Disciplines (CFP Board of Standards)

          “Framing Longevity Income.” (funded)                                                        2017


          Iowa State University, Ames, Iowa

          Arizona Pathways to Life Success

          APLUS Research Grant Award

          “Childhood Financial Socialization and Later-life

          Financial Well-being.” (not funded)                                                              2017


          Iowa State University, Ames, Iowa

          Graduate and Professional Student Senate (GPSS)

          Professional Advancement Grant

          AFCPE Annual Research Symposium

         “Prepped for Success: A Study of Teacher Training, Financial Literacy,

         & Classroom Outcomes.” (funded)                                                                2016


         University of Missouri, Columbia, Missouri

         Office of Graduate Studies

         Professional Presentation Travel Grant

         American Council on Consumer Interests Annual Conference

         “Designation and Fiduciary Standard Improve Investment

         Decisions.” (funded)                                                                                    2015


         University of Missouri, Columbia, Missouri

         Educational Technology at the University of Missouri

         Teaching with Technology Innovation Fund Grant (funded)                             2015


As Graduate Research Associate:

            Iowa State University, Ames, Iowa

           FINRA Foundation

           P.I.: Suzanne Bartholomae, Ph.D. & Jonathan J. Fox, Ph.D.            

           “The Impact of the Smart Steps Program on Ex-Offender’s Financial

           Behavior: An Evaluation for United Way of Central Iowa and FINRA.”             2017


            University of Missouri, Columbia, Missouri

            College of Human Environmental Sciences

            Margaret W. Mangel Research Catalyst Fund Grant

            P.I.: Michael A. Guillemette, Ph.D.

            “Resolving the Under-annuitization Problem.”                                              2015


Jesse Jurgenson